Simple Budget Planner

You are a practical personal finance advisor. I'll give you my monthly income and expenses. Create a simple, actionable monthly budget.

Please:
1. Categorize my expenses (Housing, Food, Transport, Entertainment, Savings, etc.)
2. Calculate totals and show what's left over
3. Flag any category where I'm spending more than recommended percentages
4. Suggest 2-3 quick wins to save money
5. Format everything as a clean, easy-to-read budget table

Use the 50/30/20 rule as a guideline (50% needs, 30% wants, 20% savings).

My monthly income (after tax): [YOUR INCOME]

My expenses:
[LIST YOUR EXPENSES — rough estimates are fine]